I purchased a home and later refinanced with a co-signer. I have not lived there for the past 3 month b/c i had to relocate for work. I allowed her to move back in and she has not paid the mortgage on time yet. Mays still has not been paid. How do i get her out?
If she is on the title you simply don’t, it is not possible.
How do i evict a co-signer when the Home mortgage is not being paid?
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Does she own the home…meaning does she appear on the TITLE/DEED of the home????
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You go to court and have her evicted for nonpayment.
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You are both co-obligated. You can’t kick her out. It is half hers. Sounds like she is making the payment, just not on the first of the month when it is due. It will not be reported late until it is 30 days late. See if she is having a problem with the payment. May be time to sell. Good example why you don’t get a co-signer if you don’t need one.
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The big issue here is if she has any title at all on the Grant Deed. The Bank has the Deed of Trust and if they do not receive money, they will foreclose the house and evict both of you out. I think being a co-signer means that she guarantees the bank in case you de-fault on your payments. Check the Grant Deed. Is her name on the Grant Deed? If her name is on the Grant Deed, then you are out of luck.
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You are expected to pay if she does not and vice a versa. There really isnt anything you can do, you are both responsible for the payment.
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If she is on the title you simply don’t, it is not possible.
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